John Nielsen is President of Inclusive Insurance. As an accomplished, employee benefits and property casualty advisor, John has more than 20 years of experience in the insurance and employee benefits industries helping organizations get the most for their insurance dollars. He specializes in consulting, designing, implementing, and managing non-traditional approaches to solve difficult issues with employee benefit plans, as well as applies alternative risk approaches to property and liability programs, including workers’ compensation.

Experience

Employee Benefits:

• Group Medical, Dental, Life, Voluntary Benefits, PEO Brokerage
• Captive Employee Benefit Programs 
• Employee Communications 
• IBNR Calculations, Claims Analysis
• Pharmacy Benefit Management Wellness Programs
• HR consulting and process improvements International benefits
• Contract negotiations and vendor RFPs
• HRIS implementations

Insurance Placement and Risk Analysis:

• Property & General Liability
• Management Liability (D&O, E&O, EPLI)
• Cyber (internet liability)
• Workers' Compensation (MOD Calculations)
• Risk Management & Loss Control Applications
• Applying Safety & Risk control programs following analysis of exposures & loss data using advanced modeling techniques 
• Alternative funding techniques, retrospectively rated and high deductible programs for workers’ compensation and commercial auto expos

Qualifications

• REBC Registered Employee Benefits Consultant
• SPHR Senior Professional in Human Resources an GPHR Global Professional in Human Resources 
• CSFS Certified Self-Funding Specialist
• Education: Graduate of St. Mary’s College and University of San Francisco  Masters of Science Human Resources & Organizational Development 

Affiliations

• Board of Directors for the Employer Advisory Council in San Francisco